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* Lets start with the personal income tax and the corporate income tax changes in the Budget 2009-10. The income-tax rates has been modified and the IT exemption limits were raised.
Senior citizens : Tax exemption increased by Rs 15,000 from Rs 2.25 lakhs to Rs 2.4 lakhs. So senior citizens need not pay taxes for earnings upto Rs 2.4 lakhs.
Women Tax payers : The union budget has increased the tax exemption limit on women tax payers by Rs 10,000 from Rs 1.8lakhs to Rs 1.9 lakhs now.
All other Individual tax payers : The tax exemption has been increased by Rs 10,000 from Rs 1.5 lakhs to Rs 1.6 lakhs.
The surcharges on the personal income tax of 10% has bee waived off.
Fringe Benefit tax has also been abolished with immediate effect which was introduced in finance act 2005.
But the sad part of the story is that the corporate tax rates has been left unchanged and the Indian markets reacted sharply to this piece of news. Sensex has lost 870 points or 5.83 % and nifty lost 258 points or 5.84%.
* One of the major highlights of the union budget 2009-10 is that the Govt has increased its allocation to rural job scheme by Rs 39,000 crores or 144% rise. Mr Mukherjee said NREGA (National Rural Employment Guarantee Act) was a huge success and the Govt will provide Rs 100/day to the rural people.
* The other highlight of the Union budget 2009-10 is that it lays much emphasis on the infrastructure development. The allocation for National Highways Development Programme (NHDP) and NHAI has been increased by 23% in this fiscal. Railways also to get Rs 15,000 crores which was Rs 10,000 crores in the interim budget.
* As far as disinvestment goes union budget 2009-10 has allocated Rs 1120 towards disinvestment proceeds.The govt will now hold 51% in the public sector undertakings. Sectors like banks, insurance will remain in public sector and they will be given capital infusion to recover from the current scenario.
* India’s GDP has fallen to 6.7% in the fiscal year ending 2008-09. Finance minister has said that the Govt’s main goal is to bring back the GDP growth rates to 9% as soon as possible. The fiscal deficit of the country now stands at 6.8% of GDP and is highest in the last 2 decades.
To read more about the highlights of the budget 2009-10 click the link.
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One Response
Aditya
July 7th, 2009 at 3:51 pm
1According to Kamesh Goyal, CEO, Bajaj Allianz Life Insurance, the insurance industry had a lot of expectations like exemptions and benefits for insurance premiums or separate section in Section 80 C, so that it could have provided a boost for long term investments like life insurance. However, scrapping of the FBT, and an unchanged tax structure are in the right direction. So, budget 2009 is a mix of good and bad.
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